Looking for a way to save on your online purchases—with a cashback site? TopCashback could be just the right tool for you. The platform promises attractive savings and is drawing in more and more consumers. But does it really deliver on its promises? Whether you’re a beginner or an experienced user of platforms like iGraal, Budgey, or Shoop Germany—you may be wondering whether TopCashback truly deserves your attention. Here are the answers…
The history and expansion of TopCashback
TopCashback began with a simple idea: to offer consumers the best way to save on their online purchases. Mike and Olly, the founders, started the project from home—on a small budget. Despite challenging beginnings, they believed in their model and quickly saw rising sign-up numbers. Even before the launch of the first mobile app, the site had more than 10,000 members.
International expansion was a significant turning point. After TopCashback surpassed the one-million-member mark in the UK, an office was opened in London, followed by entry into the US market. Growth continued with expansion into China and eventually into Germany under the name TopCashback Deutschland. With more than 15 million members and 200 employees, the company is now also present in France, Australia, and Italy. Another important milestone was the acquisition of the Swedish company Refunder. Having won multiple awards, TopCashback has grown into a global cashback market leader and continues to work on providing consumers with the best savings opportunities.
Registering with TopCashback
Registration with TopCashback takes place in two steps. First, enter your email address and set a password. Then click the “Register for free” button. In the second step, activate your account by confirming your email address. After that, complete your account details. This provides greater security and makes it easier to process future withdrawals of your cashback credits.
How does TopCashback work?
TopCashback is based on a simple and advantageous model. Users search the platform for a retailer and activate the cashback offers with one click. They are then redirected to the retailer, complete their purchase as usual—and receive a percentage of the purchase amount back as cashback. The key difference from other platforms: TopCashback passes 100% of the commissions it receives back to its members. This model allows users to maximise their savings potential.
The cashback appears in your account within 7 days with the status “Pending.” The confirmation time varies by retailer. Once the cashback has been confirmed, it is shown as “Payable” and can be withdrawn. If problems arise, users can contact customer support and submit a missing-cashback claim. TopCashback then verifies the transaction directly with the retailer. In addition to cashback, TopCashback also offers various bonus promotions, for example through the referral programme.
Referral programme and Best Cashback Guarantee
Earning cashback is good—optimising it is even better. With a few simple tips, you can increase your online savings even further. TopCashback rewards its members with an attractive referral programme: invite a friend and receive a €15 cashback bonus. As soon as the referred friend has collected €10 in cashback, the bonus is credited. This offer motivates members to share their saving tricks with family and friends and save together. The terms are clear: the referred friend must register via the personal invite link, confirm their email address, and collect at least €10 in cashback within the first three years after registration. Once this goal is reached, the bonus becomes payable immediately. This turns every member into an ambassador for the platform.
TopCashback also offers a Best Cashback Guarantee. If a user finds a higher cashback offer on another platform, they can submit a claim. TopCashback will adjust the credit—either to the same or even to a higher amount. However, a few rules apply:
- The higher cashback must still be valid at the time of purchase via TopCashback.
- The claim must be submitted within 4 weeks of the cashback being tracked, and the transaction value must be at least 1 cent.
- The user must submit a link to the page with the higher cashback—even if the cashback value has since decreased.
Special bonuses or exclusive offers (e.g., additional free cashback or special bonus promotions) are not taken into account. Thanks to this guarantee, members can be confident they’re always getting the highest cashback rates—a real chance to maximise their savings.
The TopCashback app and browser extension
TopCashback makes earning cashback even easier with practical tools. The mobile app provides quick access to your credits and transactions. Available for iOS and Android, the app enables real-time tracking of cashback credits. Users can view their balance, request withdrawals, and discover the best offers—all with just a few clicks. Clear categorisation helps members quickly find suitable deals—whether for travel, fashion, or food delivery. The best deals are always within reach.
The TopCashback browser extension makes access to cashback offers even more straightforward. After free installation, the extension displays available cashback offers and discount codes directly in your browser. When you visit a partner retailer, a notification appears automatically, and with a single click the cashback can be activated. Fast, simple, and free—this makes online shopping with cashback far more convenient. Thanks to the app and browser extension, earning cashback becomes second nature—and every online order becomes a chance to save.
Partner retailers and shopping categories
TopCashback works with more than 2,000 online shops. Partner retailers include big names like Media Markt, eBay, AliExpress, and Lieferando. Thanks to these partnerships, members can save on a wide variety of products and services—with attractive cashback rebates. The platform covers numerous categories. Whether it’s a holiday booking, buying fashion accessories, home décor, or high-tech products—suitable offers are easy to find. Beauty and wellness enthusiasts also benefit from exclusive deals on their favourite brands. For every purchase, it’s enough to use the TopCashback site or app and activate the cashback offer before completing the order.
Withdrawing cashback earnings on TopCashback
To withdraw their earnings, TopCashback provides users with two different options. Cashback credits can be withdrawn either via SEPA bank transfer directly to a bank account or via a quick PayPal payment. To ensure smooth processing, it’s recommended to add your bank details to your account in advance. Bank transfers are processed within 72 hours after the payment information has been recorded. Note that the minimum withdrawal amount on the platform is just €0.01.
User experiences with TopCashback Germany
User opinions on TopCashback Germany are mixed. With an average rating of 2.9/5 from over 420 reviews on Trustpilot, members’ experiences vary widely. Some customers praise the reliability and trustworthiness of the service. One user who has been using TopCashback Germany for over a year describes the platform as the most reliable cashback provider among the five platforms he tested. He particularly highlights the fast and competent customer service, which quickly helps with untracked cashback.
Other users, however, also express frustration. One customer describes his experience as very negative—especially due to unfulfilled cashback promises, for example with purchases via Temu. He regrets the wasted time and instead recommends alternative platforms. Another user is generally satisfied with the service but criticises the lack of automatic payouts. In his view, a smoother process could further improve the user experience.
Given the negative reviews, TopCashback Germany’s high level of responsiveness stands out positively. Customer service regularly replies to critical comments and points to retailer-specific terms. Nevertheless, the feedback shows that there is still room for improvement in some areas to fully satisfy members.
Mistakes to avoid when using a cashback site: Good to know!
To ensure that transactions are tracked correctly, it’s essential to accept cookies from both the cashback site and the partner retailer. You should also avoid browsing other websites in parallel while shopping, to prevent disruptions to cashback tracking. Discount codes also play an important role. As a rule, only codes provided directly by the cashback platform can be combined with cashback offers. Using external codes may result in your purchase no longer being eligible for cashback. These simple but effective tips help you save safely and successfully on cashback sites.
TopCashback Germany offers a unique cashback experience, but it also comes with some aspects that users should examine closely. Compared to other cashback platforms, TopCashback provides numerous advantages—yet there is room for improvement. Before you make a final decision, it’s worth comparing other options like iGraal, Budgey, or Shoop to find the platform that best suits your needs.
